Conforming Loan Limits 2025

Conforming Loan Limits 2025. If you borrow less than the conforming loan limit, you. Conforming loans are backed by fannie mae and freddie mac and can’t exceed fhfa loan limits ($766,550 in most areas).

In 2025, you can borrow up to $766,550 on a conforming loan in most areas, marking a conforming loan limit increase of $40,350 from last year’s numbers. That’s about a 6 percent.